ACC Cover Plus Extra
Many of you may not be aware that
there is more than just one option when it comes to your ACC cover.
Some recent changes to ACC have increased the cover options for
self-employed and non-PAYE shareholder employees, the changes have
affected ACC Cover Plus Extra.
ACC Cover Plus Extra allows you to set
your level of cover at an agreed value to suit your own personal
circumstances. So you know exactly what you'll receive if you're
injured and can't work.The key difference and benefit of Cover Plus
Extra over other ACC covers is that if you are injured and have to
take time off work you are guaranteed 100% of your agreed cover.
There is no need to provide proof of earnings which means that you
may receive your compensation quicker.
Is it right for
You could consider ACC Cover Plus
- Your income fluctuates from year to year
- Your personal income is not a true reflection of your actual
earnings. For example if you split your income with a partner or
spouse, or take advantage of options to reduce your tax.
- You're starting out in your own business and don't have
any income history.
- Your personal duties are not a reflection of the
- You want to control your risk
If you're not eligible for ACC
Cover Plus Extra there are still ways to save on your ACC bill.
Work Place Safety Discount for smaller employers.
This allows select industries to apply for a 10% discount by
demonstrating safe workplace practices. This process is self
driven and relatively simple.
Work Place Safety Management
Practices, for larger employers. This involves a
comprehensive implementation of safety management systems across
the workplace. You can achieve discounts of 10%, 15%, or 20%.
ACC offers extensive support in preparation for the associated
audit for this programme.
Give us a call if you would
like to discuss the options available to you for your ACC